Loan programs → DSCR loans → DSCR purchase

The property qualifies the loan — not your W-2.

Capstone Connectors is an Asheville-based private money broker. We connect North Carolina rental investors with vetted private capital partners who underwrite on the property's rental income through a DSCR loan. Business-purpose, non-owner-occupied investment property only.

What our lending partners look for

Long-term hold financing, qualified on the rent.

→Underwriting based on the property's rental income, not your personal income or tax returns.
→Some partners work with debt-service-coverage ratios as low as ~0.75 — the property doesn't have to cash-flow on day one.
→A clean path from a short-term rehab or bridge loan into long-term DSCR financing (the BRRRR exit).
→Single-family and small multifamily rentals across North Carolina.

Business-purpose, non-owner-occupied investment property only. Final approval, rates, and terms are set by the matched lending partner. See typical numbers on our rates page and the process on how it works. Part of our DSCR loans overview; once a rental is stabilized, many investors also use DSCR cash-out refinance.

Send your deal

A few quick details, then you'll book a call with Derek. He reads every submission himself.

Your name

Phone

Subject property address (optional)

Loan amount needed

Property type (optional)

Purchase price (optional)

Estimated credit score (optional)

Occupancy (optional)

Prior investment property deals

What you're working on

Investment property only. I confirm this loan is for a business-purpose, non-owner-occupied investment property. I am not seeking financing for my primary residence, second home, or vacation home, and I will not occupy the property for more than 14 days per year.

After you submit, you'll go straight to Derek's calendar to book your call. Derek reads every submission himself. By submitting, you agree he can contact you about your deal. Capstone Connectors LLC is a private money broker, not a lender; loans are funded by third-party private capital partners.

Buying a rental to hold?

Send the property and the rent. We'll match you to a DSCR lending partner who underwrites on the income.

Send your deal